Email Extractors Email Extractor Lite 1.4 Email Extractor Lite 1.6 Email Extractor Lite 1.7 Email Extractor Lite 1.8 Generators Credit Card Generator Credit Card BIN Generator Secure Password Generator Fake Name & ID Generator SSN & Driver's ID Generator Useful Links Kolikoweb Blog Tetrix Game Article Spinner/Rewriter All Video Downloader v1 All Video Downloader v2

Kolikoweb - Credit Card Generator

Credit Card numbers generator and validator.
Generate valid debit and credit card numbers from banks worldwide or create your own BIN pattern (bank code).

Generate a Credit Card Number

Enter a Pattern (BIN):
Or choose a BIN pattern from the list
Generated cards:    Separator:    Data format:    
Add random expiry date Add random CVV
Generate a valid Card Holder's name complete with a virtual fake identity

Validate (Verify) a Credit Card Number

Credit Card #
Enter number above and click Check
Generate and lookup credit card BIN codes

General information about Credit Cards and Debit Cards

Credit Card Generator: Is a computer algorithm that creates fake but valid credit card numbers that banks and other issuers use to issue their cards. Kolikoweb Credit Card Generator can also utilise the BIN code or bank identifier code of any bank worldwide. However, generated cards are not connected to any bank account and therefore have no funds in them and should not be used to purchase goods and services. It is meant solely for testing e-commerce payment systems by developers.

Credit Card Number and CVV: Credit card number is also known as PAN or Payment card Number or Primary Account Number. It is the number on the front of the physical credit or debit card that is printed or embossed. It consists of 16 digits and may vary depending on issuer, bank or network. The CVV is the Credit verificiation number which is found at the back of the card and made up of 3 digits.

Credit Card Holder: A person to whom the physical credit card is registered to and whose name is printed on the card is the Card Holder.

Allowed consigner of Credit Card: A second person who the card holder has asked the bank to authorise to use their credit card.

Number of credit cards one can have:You can have as many credit cards as you can afford. Bank or issuer will issue you one credit card for one bank account. It also depends on the law in your country. It is best to consult a bank or possibly your lawyer about this.

Credit cards accepted worldwide and also online: Most common credit cards with worldwide and online acceptance are Mastercard and Visa Card. You should get both if you can.

How credit cards work: Credit cards gives you ability to withdraw money or purchase goods and services physically or online and then you pay the issuer later with interest. Debit cards work by debiting your credit card purchases directly from your connected bank account.

Why a credit card generator: Credit card generatos are needed for testing purposes by developers to test their e-commerce payment systems, or apps, or software against different situations. It can also be useful to complete the forms of fake characters for games, table games or novels.

Are generated credit cards illegal: No. generated credit cards are not illegal, however, its use to make purchases online or fraud is illegal.

Declined Card Messages

Decline TypeMessage for the CustomerMessage for the Merchant

Insufficient Funds

The transaction was declined due to insufficient funds in your account. Please use a different card or contact your bank. The card has insufficient funds to cover the cost of the transaction.


Your card was declined. In order to resolve the issue, you will need to contact your bank. The customer's bank has declined their card. The customer will need to contact their bank to learn the cause.

Temporary Hold

Your card has a temporary hold. Please use a different card or contact your bank. The issuing bank has a temporary hold on the card. ('Do Not Honor' response).

Fraud Stolen Card

The transaction was declined. Please use a different card or contact your bank. The card has been designated as lost or stolen; contact the issuing bank.

Invalid Card or Account Number

Your card number is not valid. Please update your card number. The credit card number is not valid. The customer needs to try a different number.

Expired Card

Your credit card is expired, please update your card. The payment gateway declined the transaction because the expiration date is expired or does not match.